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Reverse Layaway will supercharge your sales force overnight by giving them a Consumer Friendly closing tool that they’ve never had before.  Experienced business owners and salespeople alike know that the main hurdle in most every sale is asking for the money and getting the customer to agree to fork it over.  That’s why sales people often get paid a higher income: what they do isn’t easy.  A good sales person can support an entire business.  In the 2010 recession, this is especially true, since most prospective customers simply don’t have the cash or credit.

With Reverse Layaway, you and your sales staff can sell to 9 out of 10 people that walk into your store today–regardless of their cash or credit situation.  Reverse Layaway allows you to do more deals TODAY.

Reverse Layaway gives your business the power to provide your product or service today for as little as 15% down, which gives your customer exactly what they want: payment flexibility.  A purchase option that is custom-tailored to their budget, and no worries about their credit history disqualifying them from buying the product or service that they need TODAY!  Just do what your business has always done and the money will be in your account Guaranteed!

Imagine this: a customer who is short on cash and has no or bad credit has a need for what you sell.  They call around and speak to a few of your competitors and try and get pricing to figure out if they can make the purchase.  When they call you and your salesperson answers their question of “How Much?” with a simple: “we take cash, credit and debit cards, you can write us a check (and you can now with RL!), or we can do a No Credit Check Easy Payment plan with Reverse Layaway to make it fit into your budget–whatever your budget might be”.   (Note: RL allows you to take checks now with 100% peace of mindno trips to the bank and no bounced checks EVER AGAIN!) Who do you think that price-conscious buyer is going to drive to almost immediately?  That’s right: the Reverse Layaway merchant.  And all you had to do was tell the customer that it was an option.  And who knows?  Maybe they’ll pay in full up front with a card or pay cash once they are in the door.  And RL will allow your sales force to up-sell, up-sell, up-sell!


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Reverse Layaway increases not only your price point, but the number of customers you can sell to.  Times are tight for most in today’s economy with nearly 3 out of 5 people being unable to afford a $500 purchase today.  With Reverse Layaway in your business, you can now sell to 9 out of 10 people that you talk to, giving yourself a huge increase in the number of potential sales opportunities.

Offering your customers Reverse Layaway is a tremendous incentive for customers to do business with you over your competitors, and your customers will gladly pay a premium to you for offering them this convenience.  Not to mention: they can’t get what they want anywhere else–not with these terms.

And when you offer them a Reverse Layaway No Credit Check Payment Plan you have no liability if they don’t pay their bills!  If your customer doesn’t have the funds in their account when our technology attempts to electronically transfer their funds into your account, our Billion-Dollar FDIC-insured bank will put the money in there–Guaranteed–on the 5th or the 20th of the month–whichever is faster.  No risk to your business and a large new revenue stream makes for happy business owners–and happy customers!

Your new Guaranteed Revenue stream can be implemented virtually overnight–just give us a call!


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No Credit Check.  These are the 3 Most Powerful Words in Marketing in 2010.  These three powerful little words can mean the difference between success and failure.  You’ve heard that we are in a Credit Crunch, right?  Remember when everybody’s house was worth twice as much and there was all kinds of business being done with easy credit everywhere?  That’s history.  Things have changed.

These days, over half of the American population–nearly 3 out of 5 consumers–can’t put $500 together.  And the ones that can probably don’t want any more debt in their lives, if they even qualify at all.  Speaking of Credit Crunch–the latest numbers are that 15-16% of consumers are approved for retail credit–I’ve heard as low as 12% just today.  Credit cards are simply not an option for most any longer, and even folks with high credit scores and large incomes are having their limits slashed.  The affluent don’t have the purchasing power they once did a short while ago.

Given these market realities, you NEED to offer a payment option to your customers that addresses these issues or your business will suffer by missing out on a massive segment of your market.  Before you mistakenly jump to the incorrect and unprofitable statement “we don’t want that kind of customer here”, keep in mind that last Christmas season over one million people took retailers up on their offer to do a Layaway plan and these folks that are targeted are people who earn over $50,000 per year.  Are you SURE you don’t want “that kind of customer”?  Because your competition sure does!

Not to mention, when a price conscious buyer contacts you as a result of your marketing that offers No Credit Check, they will often pay in full up front simply because you were able to get them in the door or call you over your competition–this is what many Reverse Layaway merchants tell us.  That’s why these are the 3 Most Powerful Words in Marketing, and only Reverse Layaway allows you to say them.


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In today’s economic climate, being nice to your customers goes a long way.  It’s almost a lost art with all of the indifference we as consumers run into.  Giving your customers a Consumer Friendly payment option that allows them to get what they want today–even when they don’t have all the cash to pay for it–goes over extremely well with consumers.  Not to mention, the way Americans manage their finances is changing.  Americans are tired of debt.  Reverse Layaway is a throwback to the good ol’ days when people saved up for things they wanted to buy.  Reverse Layaway eliminates the banks with their outrageous interest rates from the equation and because there is no credit check, so we are seeing 90% of Reverse Layaway Merchant’s customers are approved.

Talk about a sales spike!  When you appear to “bend over backwards” to help a customer get what they want/need, they will remember you.  They will tell people about you.  And they will be far more likely to return to you since only your business can help them–now and in the future.

Until your competition starts offering Reverse Layaway, anyway.

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